Partners

The 4less Group

The 4less Group PLC is one of Europe's leading providers of financial services to individuals who are looking to purchase overseas property.

Services include overseas mortgages, through Property Finance 4less division, foreign exchange services through Currencies 4less, monthly payment plans (OMPP) and overseas building and contents insurance.

In addition to the 4less group being FSA regulated it is also part of the publicly listed 4less Group Plc and is therefore also regulated by the London Stock Exchange.

On a case by case basis the 4less Group has relationships in place to be able to offer products in a number of other countries worldwide.

Their team of multilingual consultants is fluent in the language of the country in which their expertise lies. They also have an intricate understanding of the buying process and bureaucratic hurdles in the countries in which they are working.

As a highly respected introducer their lenders offer a fast track service in a number of markets. Many of their partners have dedicated underwriters who work on Property Finance files.

The 4less Group pride themselves on being able to offer a number of exclusive products offered only to them because of the excellent relationships they have with their lenders. In many cases they are the only group in the UK offering a comprehensive range of products which includes equity release on French, Spanish and Portuguese properties, 100% mortgages and off-plan financing in Spain.